Collection: On-Demand Courses

How Do ACH General Returns and Extended Returns Differ? Learn How to Work With Third-Party Service Providers Safely. Financial institutions face increased regulatory compliance risk as ACH transactions grow. Appropriate handling of general returns vs. extended returns is particularly confusing...

Does Your Fair Lending Program Comply With Current Rules? FDIC Leadership Changes May Bring More Scrutiny. On February 5, Martin Gruenberg became acting chairperson of the FDIC. He stated that fair lending will be a high priority under his leadership....

Combat Racism at Your Institution. Stop Discrimination from Hurting People. The FDIC just released the agency’s latest strategic plan to incorporate and promote diversity, equity, and inclusion (DEI) in every aspect of its mission and operations.  From overt actions to...

New ACH Rules Take Effect: Have You Updated Your Financial Institution’s Procedures? Meaningful Modernization rules will go into effect for the ACH network. You need to prepare your financial institution now to comply with the rule changes. The five new...

Learn the Rules and Codes for ACH Returns. Prepare to Handle the Intricacies of Various Situations. Receiving Depository Financial Institutions return ACH entries for many reasons. You must understand the specifics of each situation, including administrative returns, unauthorized returns, and...

1007 Pages of New FDCPA Final Rules: Learn What Changes Are Required. In October and December, the CFPB issued 1007 pages of new final rules that will affect debt collectors and financial institutions. You need to understand the spirit and...

The Ultimate Guide to ACH Receiving: Learn Your Institution’s Obligations as an RDFI Every Receiving Depository Financial Institution (RDFI) has obligations, rights, and responsibilities when processing transactions through the ACH Network. If you are new to ACH operations, serve as...

Do You Have Risky ACH Agreements? Learn How to Work With Third-Party Service Providers Safely As an ODFI, you must understand your institution’s warranties and liability within the ACH Network. The agreements you maintain with your originators and third-party service...

The Ultimate Guide to ACH Origination: Learn Your Institution’s Obligations as an ODFI Every Originating Depository Financial Institution (ODFI) has obligations, rights, and responsibilities when processing transactions through the ACH Network. If you are new to ACH origination, serve as...

Growing ACH Volume Has Led to More Anomalies: Learn How to Handle Uncommon Situations. The pandemic has caused ACH volume to soar. Among the millions of transactions processed daily, an increasing number contain uncommon issues. All financial institution operations employees...

Does the CFPB Agree That You Comply With Regulation V? Learn How to Follow the Fair Credit Reporting Act Carefully. You need to ensure that you are adhering fully to Regulation V, which imposes various requirements on financial institutions. This...

Your SAR Filings Could Use Some Help: Discover Current Requirements and Adjust Your Practices. On June 30, FinCEN announced new national priorities for anti-money laundering and countering the financing of terrorism. This missive emphasized your “obligations to identify and file...