Collection: Banking Courses

Are Russian Hackers Targeting Your Organization? If Not Yet, They May Soon—Prepare Now. U.S. organizations are in an unprecedented and heightened state of risk from Russian cyberattacks due to current geopolitical tensions. Ignoring this reality and not properly preparing could...

ACH Disputes: Learn How to Investigate and Resolve Them ACH disputes are rising, resulting from an increased volume of transactions, pandemic-ravaged account balances, and untrained staff. Simultaneously, some rules have changed. You need to understand your institution’s current obligations for...

What Are Your Three Options For ACH Exceptions? Learn The Requirements And Procedures. As ACH transactions increase due to the pandemic, exceptions are becoming more common. All operations staff members in financial institutions must understand how to handle ACH exceptions...

When Should You Use a WSUD? Choose the Right ACH Stop Payment Option for Each Situation. One of the most common audit findings is errors made with stop payments and Written Statements of Unauthorized Debit (WSUD). You need to understand...

Unauthorized Debits and Stop Payments - Learn the current rules and processing requirements Recent ACH rule changes attempt to stop fraud by updating requirements for statements of unauthorized debits. Consumer receivers in ACH may have debit items returned to the...

Massive Ransomware Attack Targeted U.S. Banks: Learn How to Protect Your Institution and Monitor Vendors. In July, a notorious cyber-criminal network conducted a massive global cyberattack targeting several U.S. banks among hundreds of companies. Other devastating ransomware attacks this year...

Increased CRA Regulatory Scrutiny: Learn How to Meet Compliance Requirements. The Biden administration has dramatically increased regulators’ focus on Community Reinvestment Act (CRA) compliance. Federal agencies are actively addressing fair lending and making CRA exams tougher. Even financial institution merger...

What Does ASC 842 Mean for Your Organization? Learn What It Means for Your Borrowers. Generally accepted accounting principles (GAAP) do not change often, but when they do, you need to understand how the changes affect your borrowers’ ability to...

Discover the New CRA Requirements from May 5 Proposal: Learn How to Prepare Your Institution. On May 5, the regulators issued a joint proposal to update the Community Reinvestment Act (CRA) implementation rules. You likely have many questions about the...

Customers Demand ACH Sending Capabilities. Master Origination Requirements And Procedures. As ACH use increases, customers expect financial institutions to send payments quickly and adeptly while minimizing risk and ensuring accuracy. Originating ACH transfers requires that you follow detailed procedures. You must understand...

With organizational risks increasing and government scrutiny growing, the financial institution internal auditor's role has never been more crucial. Internal auditors must have a thorough understanding of risk management and current internal auditing practices to identify potential problems. In addition,...

Does Your Fair Lending Program Comply With Current Rules? FDIC Leadership Changes May Bring More Scrutiny. On February 5, Martin Gruenberg became acting chairperson of the FDIC. He stated that fair lending will be a high priority under his leadership....