Collection: Banking Courses

Learn the Rules and Codes for ACH Returns. Prepare to Handle the Intricacies of Various Situations. Receiving Depository Financial Institutions return ACH entries for many reasons. You must understand the specifics of each situation, including administrative returns, unauthorized returns, and...

The Ultimate Guide to ACH Receiving: Learn Your Institution’s Obligations as an RDFI Every Receiving Depository Financial Institution (RDFI) has obligations, rights, and responsibilities when processing transactions through the ACH Network. If you are new to ACH operations, serve as...

The Ultimate Guide to ACH Origination: Learn Your Institution’s Obligations as an ODFI Every Originating Depository Financial Institution (ODFI) has obligations, rights, and responsibilities when processing transactions through the ACH Network. If you are new to ACH origination, serve as...

Growing ACH Volume Has Led to More Anomalies: Learn How to Handle Uncommon Situations. The pandemic has caused ACH volume to soar. Among the millions of transactions processed daily, an increasing number contain uncommon issues. All financial institution operations employees...

Financial professionals need to understand thoroughly how federal laws govern the lending process. To provide the details you need, BankersWeb has created our Alphabet Regulations Lending Series webinars.The Real Estate Settlement Procedures Act (RESPA) dictates lending practices that inform and...

Learn How to Avoid SVB’s Fatal Risks. A Wall Street Journal article described the rapid demise of Silicon Valley Bank: “The bank was in sound financial condition on Wednesday…A day later, it was insolvent.” On March 10, the FDIC took...

Are Third-Party Senders Complying With ACH Audit Requirements? Discover Your Obligations as an ODFI. You must ensure that your Third-Party Sender(s) (TPS) perform annual ACH audits. As an ODFI, you carry all the warranties, including your third-party senders' compliance with...

New ACH Rules Take Effect: Have You Updated Your Financial Institution’s Procedures? Meaningful Modernization rules will go into effect for the ACH network. You need to prepare your financial institution now to comply with the rule changes. The five new...

Do You Know How to Use Detailed Features in Excel? Master Data Analysis Features for Financial Institutions. All financial institutions are inundated with data. Tracking and analyzing this information is critical. It is not difficult to leverage a basic understanding...

Decipher the Format of ACH Files: Learn the Logic Behind Nacha Formatting Standards Every piece of data in a Nacha-formatted ACH file has a meaning and purpose. Understanding the structure and format will enable you to decipher transactions, spot exceptions,...

Combat the Rising Trend of Elder Financial Exploitation: Discover the Latest Guidance From FinCEN and CFPB. The rampant growth of elder financial exploitation has made a significant impact in recent years, seeing millions of seniors fall victim to scams, frauds,...

Has Your Institution Hit the CRA Size Threshold? Discover How to Meet Asset-Based Requirements. New CRA asset-size thresholds were set this year. You need to know and apply the newest criteria to determine if your financial institution is considered a...