Collection: Banking Courses

Build a Better CRA Program: Discover New Resources and Best Practices. Now is the ideal time to update your institution’s CRA program. You must meet increasing regulatory scrutiny as the Biden administration strives to ensure banks and credit unions meet...

What Risk Does RDC Bring to Your Institution? Review Your Remote Deposit Capture Program. Remote Deposit Capture (RDC) has become a more common and established product, loved by accountholders but prone to risk. You need to periodically review your program...

Is your financial institution experiencing record check fraud losses? You're not alone if you answered "yes." FinCEN has reported huge increases in check fraud SARS filings. The FBI estimates that check fraud losses amount to $18 billion a year. Payments...

Save Time Working in Excel With the IF Function: Learn How to Use Powerful Logical Functions Microsoft Excel's user base continues to grow and hundreds of thousands of currently open positions require Excel proficiency. If you want to understand your...

Combat Racism at Your Institution. Stop Discrimination from Hurting People. The FDIC just released the agency’s latest strategic plan to incorporate and promote diversity, equity, and inclusion (DEI) in every aspect of its mission and operations.  From overt actions to...

1007 Pages of New FDCPA Final Rules: Learn What Changes Are Required. In October and December, the CFPB issued 1007 pages of new final rules that will affect debt collectors and financial institutions. You need to understand the spirit and...

Do You Have Risky ACH Agreements? Learn How to Work With Third-Party Service Providers Safely As an ODFI, you must understand your institution’s warranties and liability within the ACH Network. The agreements you maintain with your originators and third-party service...

Does the CFPB Agree That You Comply With Regulation V? Learn How to Follow the Fair Credit Reporting Act Carefully. You need to ensure that you are adhering fully to Regulation V, which imposes various requirements on financial institutions. This...

Your SAR Filings Could Use Some Help: Discover Current Requirements and Adjust Your Practices. On June 30, FinCEN announced new national priorities for anti-money laundering and countering the financing of terrorism. This missive emphasized your “obligations to identify and file...

How Will the Abrupt End to the CDC Eviction Moratorium Affect Your Institution? Learn How to Proceed with Foreclosures Now. On August 26, the long-standing and extended moratorium on evictions and foreclosures ended in a Supreme Court decision. The previous...

Newest FinCEN Guidance on Section 314 and Illegal Activity: Learn the Guidance for Collaborating With Other Institutions In December, FinCEN released new guidance on applying section 314 of the U.S. Patriot Act governing information sharing. The global pandemic and changes...

Delve Deeper to Improve Your Call Report: Learn How to Ensure Consistency and Sustainability. As the new quarter begins, you need to focus on the quarterly Report of Condition and Income (call report) filed by your institution. You can use...