Commercial Lending Certification

The nuts and bolts of business lending for both commercial and construction needs to assess your borrower’s ability to pay you back. Gain the expertise to navigate loan applications confidently, analyze financial statements, and build bankable deals.

Benefits of Certification

  • Master the business structures, loan types for both commercial and construction, and the appropriate facility for the borrower’s specific needs.
  • Comprehend risk management framework. Learn how to determine repayment ability for long-term asset financing and seasonal borrowing.
  • Meet regulatory requirements. Protect your financial institution from potential legal liability
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Regular price $600.00 USD
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Training Overview

Commercial Lender Certification

Session 1: Introduction to Commercial Lending and Overview of
Business Structures

Part 1: Types of Business Structures
Part 2: Comparison of Business Structures
Part 3: Signatories
Part 4: Required Documents
Part 5: Sample Corporate Resolution to Borrow

Session 2: Types of Commercial Loans and Ability to Repay

Part 1: Types of Commercial Loans
Part 2: Financial Statement Basics
Part 3: Five Cs of Credit
Part 4: Cashflow
Part 5: Collateral

Session 3: Commercial Loan Documentation

Part 1: Promissory Note
Part 2: Loan Agreement
Part 3: Guarantee Documents
Part 4: Collateral Documents
Part 5: Indemnity Documents

Session 4: Risk Management Framework

Part 1: General Risk Policies
Part 2: Underwriting and Valuation Standards
Part 3: Problem Credit Management
Part 4: Reporting and Analytics
Part 5: Independent Credit Review

Session 5: Regulatory Compliance

Part 1: BSA/AML and OFAC
Part 2: Fair Lending
Part 3: Community Reinvestment Act (CRA)
Part 4: Real Estate Secured Loans
Part 5: Servicemembers Civil Relief Act (SCRA)

Who Should Attend?

  • Banking and Finance Professionals
  • Commercial Loan Officers
  • Credit Approvers
  • Credit Analysts
  • Loan Reviewers
  • Loan Support Staff
  • Credit Administrators and Staff
  • Internal auditors and staff

Training includes

  • Commercial Lending Certification
  • All resources and training materials
About

Expert Presenter

June Gardner
  • Vice President of Compliance at one of the largest credit unions in the United States
  • Previously served as Vice President of Operations for a $8B+ financial institution
  • Trainer and speaker for financial associations throughout the U.S. 
  • Twenty years of banking experience, including executive and leadership positions in compliance, lending, bank operations, fraud, and electronic delivery channels
  • Certifications in risk and compliance management from national banking associations
  • Bachelor’s degree in business administration and management from Alaska Pacific University
About

Expert Presenter

Bob Greene
  • Professional corporate trainer and owner of RCG Business Services
  • Adjunct faculty member with the American Management Association
  • Creates and delivers training content for associations, companies, and governmental agencies, including the U.S. Navy Seals
  • Over fifteen years of corporate training experience
  • Previously managed a North American network of 133 sales representatives, generating over $250 Million in annual sales
  • Graduate of Virginia Tech, with a degree in political science and organizational leadership
  • BMI certification in intercultural analysis