Banking Training

Has Your Institution Hit the CRA Size Threshold? Discover How to Meet Asset-Based Requirements. New CRA asset-size thresholds were set this year. You need to know and apply the newest criteria to determine if your financial institution is considered a...

Learn How to Avoid SVB’s Fatal Risks. A Wall Street Journal article described the rapid demise of Silicon Valley Bank: “The bank was in sound financial condition on Wednesday…A day later, it was insolvent.” On March 10, the FDIC took...

Build a Better CRA Program: Discover New Resources and Best Practices. Now is the ideal time to update your institution’s CRA program. You must meet increasing regulatory scrutiny as the Biden administration strives to ensure banks and credit unions meet...

BSA/AML: Prepare for the Next Step in Your Career. Earn Your ADVANCED Certification. As FinCEN cracks down on institutions and financial crimes become more complex, you need to develop a deeper knowledge of anti-money laundering regulations. You must also understand...

It’s Impossible to Advance Without Knowing Excel. Every Professional Must Master Spreadsheets. Make yourself have the leading edge when it comes to applying for new job positions or moving up the corporate ladder in today’s competitive job market. Excel is...

What Does ASC 842 Mean for Your Organization? Learn What It Means for Your Borrowers. Generally accepted accounting principles (GAAP) do not change often, but when they do, you need to understand how the changes affect your borrowers’ ability to...

Discover the New CRA Requirements from May 5 Proposal: Learn How to Prepare Your Institution. On May 5, the regulators issued a joint proposal to update the Community Reinvestment Act (CRA) implementation rules. You likely have many questions about the...

IF – Two Letters That Will Save You Hours in Excel: Master Logical Functions Quickly With a fifth of workers planning to quit in 2022, everyone must quickly adapt to staffing shortages as the Great Resignation continues to plague most...

Commercial loan underwriting continues to evolve—making it essential to stay current with best practices and risk mitigation strategies. The core goal remains the same: protect asset value while minimizing loss. Strong underwriting relies on three pillars: cash flow, collateral, and...

New FDCPA rules take effect November 30. Are you ready? The new FDCPA rules will take effect on November 30. Before this looming deadline, you need to understand the spirit and intent of the 1007 pages of rules to avoid...

Are You Ready to Write Your Call Report for Your Institution? Focus Now to Streamline the Process and Improve Accuracy. Regulators and other stakeholders rely on the quarterly Report of Condition and Income (call report) filed by your institution. With...

Summarize Data in 30 Seconds: Excel PivotTables Can Reveal the Information Hidden in Your Data Instead of spending hours summarizing results and information from the first half of the year, you can use an Excel PivotTable to do it in...

Master the Language of Financial Institution Management: Learn How to Identify and Maximize Strengths. Financial institution management relies heavily on a specialized language of acronyms and terminology. You must master the concepts and terms to drive your organization to success...

How Do You Let People Know About Your Ransomware Attack? Protect Your Institution’s Reputation During a Breach. Ransomware strikes organizations of all types daily. Recent attacks have paralyzed Colonial Pipeline, JBS Foods, and KIA Motors. Cyberattackers are actively looking for...

VLOOKUP: An Excel Function That Will Save You Hours – Extract the Data You Need From Huge Spreadsheets As staffing shortages persist and you are asked to accomplish more, you can no longer afford to search for the right detail...

The automated clearinghouse (ACH) system represents an essential part of our national and international payment system network. Depository institutions send each other batches of electronic credit and debit transfers through this network. Payments such as payroll deposits, social security benefits,...

Are Third-Party Senders Complying With ACH Audit Requirements? Discover Your Obligations as an ODFI. You must ensure that your Third-Party Sender(s) (TPS) perform annual ACH audits. As an ODFI, you carry all the warranties, including your third-party senders' compliance with...

Master the Top 11 Financial Ratios Used in Banking: Comprehend Bank and Credit Union Financial Statements. Financial statements of banks and credit unions look different than those of other organizations. You need to understand the structure of the numbers and...

Customers Demand ACH Sending Capabilities. Master Origination Requirements And Procedures. As ACH use increases, customers expect financial institutions to send payments quickly and adeptly while minimizing risk and ensuring accuracy. Originating ACH transfers requires that you follow detailed procedures. You must understand...

Impress Colleagues with Advanced Excel Knowledge. Powerful Features Are Easy to Use. Your financial institution uses data everywhere. Analyzing it will enable you to understand the numbers, make better decisions, share more information, and impress your managers and colleagues. Data...

Earn your Project Management for Financial Institutions Certification. Develop skills to drive teamwork and improve outcomes. Financial institution leaders at all levels can use proactive planning and intentional communication to improve their projects, programs, and collaborations in face-to-face and virtual...

The nuts and bolts of business lending for both commercial and construction needs to assess your borrower’s ability to pay you back. Gain the expertise to navigate loan applications confidently, analyze financial statements, and build bankable deals. Benefits of Certification Master...

Are your SARs useful? Learn how to provide better information and ensure compliance. Suspicious Activity Reports (SARs) have taken on additional weight due to recent anti-money laundering regulations. They must deliver a “high degree of usefulness” to law enforcement and...

The TILA/RESPA Integrated Disclosure (TRID) rule has been in effect for almost 6 years. The enormity of this federal disclosure requirement causes most financial institutions to still encounter pitfalls in its implementation, often missing key provisions. Regulatory compliance counsel Michael Christians...