COVID-19 And Loan Portfolio Triage And How Your Loan Grading Is Affected

Michael Wear Michael Wear
Banking veteran Michael Wear will share real-life credit risk management lessons from previous recessions. You will learn best practices for loan portfolio triage and loan grading amid the pandemic.

This session covers:

  • How can you reduce your credit risk exposure for vulnerable industries?
  • How can you reduce the vulnerability of your loan grading system in a recession?
  • Do ratings adequately measure risk, given falling collateral values and uncontrollable external factors that affect loan repayment?
  • How should you factor industry weakness?
  • How can you avoid TDRs with COVID-19 loan modifications?
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$224.00
$224.00
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INFORMATION
Training Overview

COVID-19 is making loan grading even more challenging than usual. As borrowers face industry downturns, your institution’s credit risk exposure is increasing.


It is essential to adapt your loan grading system to account for the increased uncertainty and vulnerability caused by the pandemic. By accounting for industry weakness, falling collateral values, and uncontrollable external factors, you can calculate risk accurately.

  • How can you reduce your credit risk exposure for vulnerable industries?
  • How can you reduce the vulnerability of your loan grading system in a recession?
  • Do ratings adequately measure risk, given falling collateral values and uncontrollable external factors that affect loan repayment?
  • How should you factor industry weakness?
  • How can you avoid TDRs with COVID-19 loan modifications?
Recommended Audience
Who Should Attend?
  • Loan portfolio risk managers
  • Commercial lenders
  • Credit analysts
  • Loan review professionals
  • Internal audit staff
What's included
Training includes
  • Certificate of Attendance
Michael Wear
About

Expert Presenter

Michael Wear
  • Owner of 39 Acres Corporation, specializing in banker training and bank consulting services in credit risk underwriting and loan portfolio risk management
  • 41-year banking career, in commercial lending and senior credit management positions with Omaha-area community banks
  • Loan portfolio management section leader and faculty member at the Graduate School of Banking at the University of Wisconsin in Madison, as well as GSB’s Sales & Marketing School and IT Management School
  • Former adjunct professor for the University of Nebraska-Omaha
  • Authored articles for banking publications and served as a textbook editor/reviewer for the American Bankers Association
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