Collection: Banking

VLOOKUP: An Excel Function That Will Save You Hours – Extract the Data You Need From Huge Spreadsheets As staffing shortages persist and you are asked to accomplish more, you can no longer afford to search for the right detail...

Protecting Your Institution From Payment Fraud Payment fraud is rising fast - banks and credit unions are high-value targets. Institutions lose even more than customers in direct and hidden costs. This training takes a practical, real-world look at how to...

Are You Ready to Write Your Call Report for Your Institution? Focus Now to Streamline the Process and Improve Accuracy. Regulators and other stakeholders rely on the quarterly Report of Condition and Income (call report) filed by your institution. With...

Master the Top 11 Financial Ratios Used in Banking: Comprehend Bank and Credit Union Financial Statements. Financial statements of banks and credit unions look different than those of other organizations. You need to understand the structure of the numbers and...

Impress Colleagues with Advanced Excel Knowledge. Powerful Features Are Easy to Use. Your financial institution uses data everywhere. Analyzing it will enable you to understand the numbers, make better decisions, share more information, and impress your managers and colleagues. Data...

The TILA/RESPA Integrated Disclosure (TRID) rule has been in effect for almost 6 years. The enormity of this federal disclosure requirement causes most financial institutions to still encounter pitfalls in its implementation, often missing key provisions. Regulatory compliance counsel Michael Christians...

Loans in Areas Having Special Flood Hazards. Strengthening Compliance with Federal Flood Insurance Requirements Lending institutions must notify borrowers and servicers of special flood hazards for loans in FEMA-identified areas. Before originating a loan secured by a property located in...

Compliance Requirements in the Cannabis Banking Industry. Explore the Fundamentals, Compliance, and Limitations In an industry known for its fast-paced changes. While it remains illegal under federal law to manufacture, distribute, or dispense marijuana, many states have legalized it for...

Are Russian Hackers Targeting Your Organization? If Not Yet, They May Soon—Prepare Now. U.S. organizations are in an unprecedented and heightened state of risk from Russian cyberattacks due to current geopolitical tensions. Ignoring this reality and not properly preparing could...

ACH Disputes: Learn How to Investigate and Resolve Them ACH disputes are rising, resulting from an increased volume of transactions, pandemic-ravaged account balances, and untrained staff. Simultaneously, some rules have changed. You need to understand your institution’s current obligations for...

What Are Your Three Options For ACH Exceptions? Learn The Requirements And Procedures. As ACH transactions increase due to the pandemic, exceptions are becoming more common. All operations staff members in financial institutions must understand how to handle ACH exceptions...

When Should You Use a WSUD? Choose the Right ACH Stop Payment Option for Each Situation. One of the most common audit findings is errors made with stop payments and Written Statements of Unauthorized Debit (WSUD). You need to understand...

Unauthorized Debits and Stop Payments - Learn the current rules and processing requirements Recent ACH rule changes attempt to stop fraud by updating requirements for statements of unauthorized debits. Consumer receivers in ACH may have debit items returned to the...

Massive Ransomware Attack Targeted U.S. Banks: Learn How to Protect Your Institution and Monitor Vendors. In July, a notorious cyber-criminal network conducted a massive global cyberattack targeting several U.S. banks among hundreds of companies. Other devastating ransomware attacks this year...

Increased CRA Regulatory Scrutiny: Learn How to Meet Compliance Requirements. The Biden administration has dramatically increased regulators’ focus on Community Reinvestment Act (CRA) compliance. Federal agencies are actively addressing fair lending and making CRA exams tougher. Even financial institution merger...

What Does ASC 842 Mean for Your Organization? Learn What It Means for Your Borrowers. Generally accepted accounting principles (GAAP) do not change often, but when they do, you need to understand how the changes affect your borrowers’ ability to...