{"title":"ACH, Payments \u0026 Electronic Banking","description":"\u003cstyle\u003e.collection-hero__title{display:none;}\u003c\/style\u003e\n\u003ch3\u003eACH, Payments and Electronic Banking\u003c\/h3\u003e\n\u003cp\u003eGet training that helps your team understand the rules, reduce avoidable errors, and respond more confidently when issues arise. These courses focus on the real-world side of payment operations so you can support smoother processes and better decisions.\u003c\/p\u003e\n\u003cul\u003e\n \u003c\/ul\u003e","products":[{"product_id":"ach-rdc-risk-assessment","title":"ACH RDC Risk Assessment","description":"\u003ch4\u003eWhat Risk Does RDC Bring to Your Institution? Review Your Remote Deposit Capture Program.\u003c\/h4\u003e\n\u003cp\u003eRemote Deposit Capture (RDC) has become a more common and established product, loved by accountholders but prone to risk. You need to periodically review your program and its controls as part of your institution's overall compliance program.\u003c\/p\u003e\n\u003cp\u003eYou will hear first-hand observations of RDC risk assessments from UMACHA's accredited staff, \u003cstrong\u003eJennifer Miller\u003c\/strong\u003e. These recommendations will enable you to establish or update your RDC risk assessment program.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558657102141,"sku":"3117406","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/ach_rdc_riskassessment.png?v=1734567831"},{"product_id":"ach-origination-101","title":"ACH Origination 101","description":"\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003ch4\u003eCustomers Demand ACH Sending Capabilities. Master Origination Requirements And Procedures.\u003c\/h4\u003e\n\u003cp\u003eAs ACH use increases, customers expect financial institutions to send payments quickly and adeptly while minimizing risk and ensuring accuracy.\u003c\/p\u003e\n\u003cp\u003eOriginating ACH transfers requires that you follow detailed procedures. You must understand how to send funds, handle exceptions, accept returns, and process reversals.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eEric Wester\u003c\/strong\u003e will explain the responsibilities of financial institutions that originate ACH transfers. You will learn how to process transactions and handle exceptions.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558655955261,"sku":"4384058","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/achorigination101.png?v=1734567791"},{"product_id":"ach-third-party-sender-audits","title":"ACH Third-Party Sender Audits","description":"\u003ch4\u003eAre Third-Party Senders Complying With ACH Audit Requirements? Discover Your Obligations as an ODFI.\u003c\/h4\u003e\n\u003cp\u003eYou must ensure that your Third-Party Sender(s) (TPS) perform annual ACH audits. As an ODFI, you carry all the warranties, including your third-party senders' compliance with the Nacha Operating Rules. It is essential to obtain proof from your TPS that they have completed their annual ACH audits.\u003c\/p\u003e\n\u003cp\u003eACH experts \u003cstrong\u003eKimberly Ellis\u003c\/strong\u003e,\u003cstrong\u003e Sara Hentges\u003c\/strong\u003e,\u003cstrong\u003e \u003c\/strong\u003eand\u003cstrong\u003e Jennifer Miller\u003c\/strong\u003e will explain how to ensure third-party senders complete the required audits.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558655398205,"sku":"3117486","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/achthirdparty.png?v=1734567779"},{"product_id":"electronic-banking-officer-certification-program-eboc","title":"Electronic Banking Officer Certification Program (EBOC)","description":"\u003cp\u003eIn today's rapidly evolving financial landscape, electronic banking has become a cornerstone of modern banking operations. With individuals and businesses increasingly seeking convenient, secure ways to manage their finances, financial institutions must remain competitive. By becoming a Certified Electronic Banking Officer, you will be able to master the art of electronic banking and position yourself as an industry leader. With the knowledge and skills you will gain from this comprehensive program, you will be able to navigate the digital realm of banking more easily. \u003cstrong\u003eTimothy Dunfey\u003c\/strong\u003e, a financial compliance expert with many years of hands-on experience at major financial institutions, will demystify electronic banking. In this course, you'll learn how to offer your customers and members electronic banking services they demand while protecting the financial health and reputation of your institution.\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eHere are some reasons why our program is essential for your career:\u003cbr\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLeadership in Digital Banking:\u003c\/strong\u003e Gain the expertise to implement and oversee electronic banking programs, putting you at the forefront of innovation.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRisk Mitigation:\u003c\/strong\u003e Learn how to manage risks effectively, safeguarding your institution's reputation and financial well-being.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfitability:\u003c\/strong\u003e Discover strategies to ensure electronic banking services profitability, driving growth for your institution.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCustomer Attraction and Retention:\u003c\/strong\u003e Acquire the tools to attract new customers and strengthen relationships with existing ones.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDemonstrate Your Expertise:\u003c\/strong\u003e Showcase your knowledge and commitment to excellence with a prestigious professional designation that will move your career forward.\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch4\u003eWhat You'll Receive:\u003c\/h4\u003e\n\u003cp\u003e✔️ \u003cstrong data-start=\"263\" data-end=\"298\"\u003eFormat options from purchase\u003c\/strong\u003e live session on your chosen date \u003cem data-start=\"343\" data-end=\"358\"\u003e(on-demand access after the event included)\u003c\/em\u003e \u003cstrong\u003eOR\u003c\/strong\u003e on-demand access only\u003cbr data-start=\"387\" data-end=\"390\"\u003e✔️ \u003cstrong data-start=\"393\" data-end=\"429\"\u003ePDF slides + any bonus materials\u003c\/strong\u003e from our expert speaker\u003cbr data-start=\"454\" data-end=\"457\"\u003e✔️ \u003cstrong data-start=\"460\" data-end=\"489\"\u003eCertificate of completion\u003c\/strong\u003e once you finish the program\u003cbr data-start=\"517\" data-end=\"520\"\u003e✔️ \u003cstrong data-start=\"523\" data-end=\"569\"\u003eOne certification exam attempt - included!\u003c\/strong\u003e\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558651072829,"sku":"4280206,4280208,4280211,4280213,4280214","price":600.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/electronicbankingofficercertificationprogram.png?v=1734567638"},{"product_id":"ach-101-for-frontline-staff","title":"ACH 101 For Frontline Staff","description":"\u003cp\u003e\u003cstrong\u003eShow Frontline Staff How to Handle the Increasing Volume of ACH Transactions: Provide Training on the Fundamentals and Latest Developments\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eAs the world has moved online over the last year, the volume of ACH transactions has skyrocketed. Account holders are increasingly demanding electronic payments. The frontline staff at your institution must understand ACH fundamentals and be aware of the latest developments to process transactions, answer questions, and ensure compliance.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eKimberly Ellis\u003c\/strong\u003e will help your frontline staff understand ACH transactions and enable them to provide exceptional customer service. Attendees will receive the necessary overview to ask their supervisors questions about how their financial institutions handle ACH transactions.\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558649958717,"sku":"3200963","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/ach_101_for_frontline_staff.jpg?v=1734567595"},{"product_id":"ach-exceptions","title":"ACH Exceptions","description":"\u003ch4\u003eWhat Are Your Three Options For ACH Exceptions? Learn The Requirements And Procedures.\u003c\/h4\u003e\n\u003cp\u003eAs ACH transactions increase due to the pandemic, exceptions are becoming more common. All operations staff members in financial institutions must understand how to handle ACH exceptions according to the Nacha Rules.\u003c\/p\u003e\n\u003cp\u003eReceiving depository financial institutions in the ACH network have three options for handling exceptions. You need to know those three options and the process to follow for each, including timelines and process flows.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eKim Ellis\u003c\/strong\u003e will share practical steps for handling ACH exceptions. You will learn how to process each type of return and minimize risks for your financial institution.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558649893181,"sku":"3211419","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/ach_exceptions.jpg?v=1734567591"},{"product_id":"a-deep-dive-into-nacha-formatting-files","title":"A Deep Dive Into Nacha Formatting Files","description":"\u003cp\u003e\u003cstrong\u003eDecipher the Format of ACH Files: Learn the Logic Behind Nacha Formatting Standards\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eEvery piece of data in a Nacha-formatted ACH file has a meaning and purpose. \u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eUnderstanding the structure and format will enable you to decipher transactions, spot exceptions, and diagnose problems.\u003cbr\u003e\u003cbr\u003eUMACHA file format enthusiast \u003cstrong\u003eJason Johnson\u003c\/strong\u003e will explain the inner workings of Nacha-formatted ACH files. You will learn how to read and use the information.\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558649729341,"sku":"3122549","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/a_deep_dive_into_nacha_formatting_files.png?v=1734567588"},{"product_id":"ach-operators-101","title":"ACH Operators 101","description":"\u003ch4\u003eDo You Know The Details Of ACH Operators? Learn About These Entities And How To Work With Them.\u003c\/h4\u003e\n\u003cp\u003eThe Federal Reserve and The Clearing House facilitate all automated clearing house (ACH) entries across the country and are critical to financial institutions’ operations. In some cases, they also process international payments. They are central clearing facilities that receive entries from ODFIs, distribute the entries to appropriate RDFIs, and ultimately perform settlement for ACH transactions for financial institutions.\u003c\/p\u003e\n\u003cp\u003eYou must understand the role and procedures of these ACH operators to work with them effectively and ensure your financial institution is in compliance.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eJennifer Miller\u003c\/strong\u003e will take a deep dive who the ACH operators are and how they work. You will learn more about their interactions with your financial institution’s transactions.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558649598269,"sku":"3057998","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/achoperators101.png?v=1734567582"},{"product_id":"how-to-process-ach-unauthorized-debits-and-stop-payment-returns","title":"How To Process ACH Unauthorized Debits And Stop Payment Returns","description":"\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cp\u003eUnauthorized Debits and Stop Payments - Learn the current rules and processing requirements Recent ACH rule changes attempt to stop fraud by updating requirements for statements of unauthorized debits. Consumer receivers in ACH may have debit items returned to the originator if they were not properly authorized or if the consumer has revoked their authorization. You need to understand the current requirements for those returns, the Written Statement of Unauthorized Debit (WSUD), and consumer stop payments.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eKim Ellis\u003c\/strong\u003e will explain the details of WSUD and stop payment processes and documentation. You will learn how to handle these transactions in your institution.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558648844605,"sku":"3331487","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/ACHThirdParty_2d05bd2c-ca5e-4f74-b3a5-101ff938c44c.png?v=1764903598"},{"product_id":"ach-wsud-vs-stop-payment","title":"ACH WSUD vs. Stop Payment","description":"\u003ch4\u003eWhen Should You Use a WSUD? Choose the Right ACH Stop Payment Option for Each Situation.\u003c\/h4\u003e\n\u003cp\u003eOne of the most common audit findings is errors made with stop payments and Written Statements of Unauthorized Debit (WSUD). You need to understand their unique purposes, attributes, and documentation requirements.\u003c\/p\u003e\n\u003cp\u003eRDFIs carry document retention warranties when processing stop payments or extended returns. There are also critical differences between consumer and non-consumer requests.\u003c\/p\u003e\n\u003cp\u003eACH expert\u003cstrong\u003e Kim Ellis\u003c\/strong\u003e will explain the appropriate uses for stop payments and WSUD. You will learn how to handle these frequent requests.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558648779069,"sku":"3680015","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/how_to_process_ach_unauthorized_debits_and_stop_payment_return_1.png?v=1734567554"},{"product_id":"how-to-handle-ach-issues-case-studies-and-lessons","title":"How To Handle ACH Issues: Case Studies And Lessons","description":"\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003ch4\u003eGrowing ACH Volume Has Led to More Anomalies: Learn How to Handle Uncommon Situations.\u003c\/h4\u003e\n\u003cp\u003eThe pandemic has caused ACH volume to soar. Among the millions of transactions processed daily, an increasing number contain uncommon issues. All financial institution operations employees must be adept at handling these out-of-the-ordinary ACH situations.\u003c\/p\u003e\n\u003cp\u003eUMACHA’s Education Team of \u003cstrong\u003eKimberly Ellis\u003c\/strong\u003e and \u003cstrong\u003eJason Johnson\u003c\/strong\u003e will walk you through a few case studies that their members have brought to them from their institutions. You will learn how to handle unusual ACH issues.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558645305661,"sku":"3440168","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/how_to_handle_ach_issues__case_studies_and_lessons.jpg?v=1734567550"},{"product_id":"abcs-of-an-odfi","title":"ABCs Of An ODFI","description":"\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cp\u003e\u003cstrong\u003eThe Ultimate Guide to ACH Origination: Learn Your Institution’s Obligations as an ODFI\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eEvery Originating Depository Financial Institution (ODFI) has obligations, rights, and responsibilities when processing transactions through the ACH Network. If you are new to ACH origination, serve as a backup when coworkers go on vacation, or hope to expand your responsibilities with a promotion, you need to understand the procedures and requirements.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eJason Johnson\u003c\/strong\u003e will explain the process for originating payments. You will learn how to handle ACH operations while following the rules.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558645240125,"sku":"3680346","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/shutterstock_680152363.jpg?v=1734567549"},{"product_id":"abcs-of-an-rdfi","title":"ABCs Of An RDFI","description":"\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cp\u003e\u003cstrong\u003eThe Ultimate Guide to ACH Receiving: Learn Your Institution’s Obligations as an RDFI\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eEvery Receiving Depository Financial Institution (RDFI) has obligations, rights, and responsibilities when processing transactions through the ACH Network. If you are new to ACH operations, serve as a backup when coworkers go on vacation, or hope to expand your responsibilities with a promotion, you need to understand the procedures and requirements.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eJason Johnson\u003c\/strong\u003e will explain the process for receiving payments. You will learn how to handle ACH operations while following the rules.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558644912445,"sku":"3680300","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/shutterstock_548271001.jpg?v=1734567546"},{"product_id":"ach-rules-and-codes-unauthorized-returns-and-stop-payment-returns-explained","title":"ACH Rules And Codes: Unauthorized Returns And Stop Payment Returns Explained","description":"\u003ch4\u003eLearn the Rules and Codes for ACH Returns. Prepare to Handle the Intricacies of Various Situations.\u003c\/h4\u003e\n\u003cp\u003eReceiving Depository Financial Institutions return ACH entries for many reasons. You must understand the specifics of each situation, including administrative returns, unauthorized returns, and post-death returns. Each return reason code indicates specific timeframes and documentation required.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eKimberly Ellis\u003c\/strong\u003e will decipher the ACH return codes and explain the intricacies of each situation. You will learn how to apply this information to transactions in your institution.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558644683069,"sku":"3053975","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/achrulesandcodesunauthorized.png?v=1734567543"},{"product_id":"upcoming-ach-rule-changes-new-meaningful-modernization-rules","title":"Upcoming ACH Rule Changes: New Meaningful Modernization Rules","description":"\u003ch4\u003eNew ACH Rules Take Effect: Have You Updated Your Financial Institution’s Procedures?\u003c\/h4\u003e\n\u003cp\u003eMeaningful Modernization rules will go into effect for the ACH network. You need to prepare your financial institution now to comply with the rule changes.\u003c\/p\u003e\n\u003cp\u003eThe five new rules address standing authorizations, oral authorizations, other authorization proposals, an alternative to proof of authorization, and electronic Written Statements of Unauthorized Debits. You must quickly update your procedures to accommodate the revised requirements.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eKim Ellis\u003c\/strong\u003e will provide step-by-step practical guidance to show you how to update your financial institution’s procedures. You will learn how Meaningful Modernization will affect you and your accountholders.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558644420925,"sku":"3376804","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/upcoming_ach_rule_changes__new_meaningful_modernization_rules.jpg?v=1734567538"},{"product_id":"ach-returns-2-days-vs-60-days","title":"ACH Returns: 2 Days vs. 60 Days","description":"\u003ch4\u003eHow Do ACH General Returns and Extended Returns Differ? Learn How to Work With Third-Party Service Providers Safely.\u003c\/h4\u003e\n\u003cp\u003eFinancial institutions face increased regulatory compliance risk as ACH transactions grow. Appropriate handling of general returns vs. extended returns is particularly confusing and subject to scrutiny.\u003c\/p\u003e\n\u003cp\u003eAll frontline and operations staff must know what documentation is needed for stop payments and extended returns. You need to handle returns specific to each Standard Entry Class code and must understand the impact on consumer and non-consumer accounts.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eKim Ellis\u003c\/strong\u003e will explain how to categorize returns. You will learn the process and documentation required for each type.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558642913597,"sku":"3712364","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/shutterstock_1209049315.jpg?v=1734567520"},{"product_id":"ach-fundamentals","title":"ACH Fundamentals","description":"\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cdiv class=\"short-description\"\u003e\n\u003cp\u003e\u003cstrong\u003eGrasp the Fundamentals of ACH: Learn the Essential Terminology and Concepts\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eTo keep up with the rapid growth of ACH volume, you need to understand its history, terminology, and core concepts. These building blocks will enable you to utilize the ACH network.  You must also examine the legal framework and learn the rules.\u003c\/p\u003e\n\u003cp\u003eACH expert \u003cstrong\u003eJason Johnson\u003c\/strong\u003e will share fundamentals in straightforward terms. You will learn how to keep pace with the fast evolution of electronic payments.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Banking","offers":[{"title":"Self-Paced | On-Demand Recording","offer_id":50558641078589,"sku":"3703978","price":200.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0894\/8760\/6077\/files\/3dcart...ach_fundamentals.jpg?v=1734567489"}],"url":"https:\/\/www.careerlearning.com\/collections\/ach-payments-electronic-banking-courses.oembed","provider":"CareerLearning","version":"1.0","type":"link"}